Refund Schedule
How quickly refunds arrive by filing method, plus the week-by-week acceptance-to-deposit calendar.
2027 refund speed by filing method
The schedule varies by your filing method. E-filing with direct deposit is always the fastest way to get your refund, so it is the option we recommend whenever possible.
| Filing method & refund delivery | How long it takes (from return acceptance) |
|---|---|
| E-file and direct deposit | 1–3 weeks |
| E-file and check | 1 month |
| Mail-in return and direct deposit | 3 weeks (plus mail time) |
| Mail-in return and check | 2 months or more |
This chart provides estimates for the 2027 season, assuming the IRS begins accepting returns in late January 2027.
Estimated 2027 acceptance-to-deposit calendar
If the IRS accepts your return by the date on the left, direct deposit typically arrives by the date on the right.
| If the IRS accepts your return by | Direct deposit typically arrives by |
|---|---|
| Jan. 25, 2027 | Feb. 15, 2027 |
| Feb. 1, 2027 | Feb. 22, 2027 |
| Feb. 8, 2027 | Mar. 1, 2027 |
| Feb. 15, 2027 | Mar. 8, 2027 |
| Feb. 22, 2027 | Mar. 15, 2027 |
| Mar. 1, 2027 | Mar. 22, 2027 |
| Mar. 8, 2027 | Mar. 29, 2027 |
| Mar. 15, 2027 | Apr. 5, 2027 |
| Mar. 22, 2027 | Apr. 12, 2027 |
| Mar. 29, 2027 | Apr. 19, 2027 |
| Apr. 5, 2027 | Apr. 26, 2027 |
| Apr. 12, 2027 | May 3, 2027 |
2027 IRS refund calendar (by date accepted)
Week-by-week estimates for the 2027 season, showing when direct deposits and paper checks are typically issued.
| Date Accepted | Direct Deposit Sent | Paper Check Mailed |
|---|---|---|
| Jan 25 – Jan 31 | Feb 15 | Feb 22 |
| Feb 1 – Feb 7 | Feb 22 | Mar 1 |
| Feb 8 – Feb 14 | Mar 1 | Mar 8 |
| Feb 15 – Feb 21 | Mar 8 | Mar 15 |
| Feb 22 – Feb 28 | Mar 15 | Mar 22 |
| Mar 1 – Mar 7 | Mar 22 | Mar 29 |
| Mar 8 – Mar 14 | Mar 29 | Apr 5 |
| Mar 15 – Mar 21 | Apr 5 | Apr 12 |
| Mar 22 – Mar 28 | Apr 12 | Apr 19 |
| Mar 29 – Apr 4 | Apr 19 | Apr 26 |
| Apr 5 – Apr 11 | Apr 26 | May 3 |
| Apr 12 – Apr 18 | May 3 | May 10 |
| Apr 19 – Apr 25 | May 10 | May 17 |
| Apr 26 – May 2 | May 17 | May 24 |
| May 3 – May 9 | May 24 | May 31 |
| May 10 – May 16 | May 31 | Jun 7 |
| May 17 – May 23 | Jun 7 | Jun 14 |
| May 24 – May 30 | Jun 14 | Jun 21 |
| May 31 – Jun 6 | Jun 21 | Jun 28 |
| Jun 7 – Jun 13 | Jun 28 | Jul 5 |
| Jun 14 – Jun 20 | Jul 5 | Jul 12 |
| Jun 21 – Jun 27 | Jul 12 | Jul 19 |
| Jun 28 – Jul 4 | Jul 19 | Jul 26 |
| Jul 5 – Jul 11 | Jul 26 | Aug 2 |
| Jul 12 – Jul 18 | Aug 2 | Aug 9 |
| Jul 19 – Jul 25 | Aug 9 | Aug 16 |
| Jul 26 – Aug 1 | Aug 16 | Aug 23 |
Want the fastest possible refund?
Complete your intake form, send us your documents, and choose e-file with direct deposit. We will confirm IRS acceptance as soon as it happens.